Right for You?
When facing financial difficulties, one of the questions you may have is whether filing bankruptcy is an appropriate option for your situation. You may wonder, if you have ‘enough debt’ or if you are ‘broke enough’ to warrant filing.
If you answer yes to any of the following questions, you might want to consult a Bankruptcy Attorney.
- Do you currently owe at least 1/3 as much as your annual gross income in credit card debt (whether it’s current or charged off)? If so filing bankruptcy is a way to work out a plan that will give you enough money to cover your essential monthly expenses.
- Have you been sued for defaulting on a debt, or have more than one defaulted debt? If so filing bankruptcy in time could stop your employer from garnishing your wages.
- Are you are retired, or living on a fixed income with unsecured debt? You may consider filing bankruptcy as a form of retirement planning.
- Are you and your spouse planning to divorce and wondering how you will make it work? Often filing bankruptcy will help you deal with your marital debts so you can move on with your life.
- Are you in a financial bind and considering any of the following transactions: defaulting on your credit cards, transferring or selling title to property, giving away or selling assets, paying back debts you’ve made to family members or friends, spending money you don’t happen to have? If so, before doing so, please consult a bankruptcy attorney since these actions can cause major issues in a bankruptcy filing and you need to plan ahead before you harm a potential case.
You Can Trust
Calling a bankruptcy attorney may be a difficult step. Yet, there are times when it is the best option. If it is, you will feel a great deal of relief by going through the process which creates a workable plan to deal with what may seem like an impossible situation. Don’t let guilt or shame stop you from exploring this important legal course of action.
Bankruptcy rules are extremely technical, and subtle details may make big differences in the outcome of your case. That’s why if a bankruptcy is in your future, you need a highly skilled attorney that specialize in bankruptcy to help you deal with the court and your creditors.
Since 2008, I have helped hundreds of people stop foreclosures, end wage garnishments, strip second mortgages, discharge thousands of dollars of unsecured debt, avoid judgments, handle tax claims, negotiate reaffirmation agreements, help clients to surrender properties, defend clients from creditors and the bankruptcy trustees.
When you call or come in for a consultation with me, I’ll treat you with respect and compassion and I’ll take as much time with you as you need I’ll give you my honest opinion about whether bankruptcy is the best option for your situation. If there is a way that I think you can avoid filing, I will tell you. I also don’t take on more clients than I can serve.
Because I have a smaller practice, I offer my clients personal service and responsiveness that the larger bankruptcy mill type practices can’t and won’t. I have discharged millions of dollars of debts and helped hundreds of Georgians just like you get their fresh start.
I’ll be with you throughout the entire process–from our first phone call or email, through your discharge and fresh start. You’ll always be able to communicate with me directly and get answers to your questions. If we need to go to court, I’ll be the one that attends the court hearings with you.
If you are facing financial difficulties, and you have questions about whether filing bankruptcy can help you, then you deserve advice from an Atlanta bankruptcy attorney with integrity, experience, reputation and results.
Call or text me or send me an email to arrange a meeting with me. We may be able to have a brief phone consultation where I will gather basic facts about your situation, help you understand the process of filing bankruptcy, and discuss how you might benefit from filing.
SCHEDULE A FREE CALL
If you’re in Georgia and are having a financial problems, I offer a short free call to help sort out what you need and see if we are a fit to work together.